FREE Gap Money Cards

Gap Visa
I have a few store credit cards and most of them promise BIG things. Great deals, lots of rewards, amazing coupons and offers. Well, all of them disappoint. EXCEPT one and that's the Gap card! I assume the sister stores (Old Navy and Banana Repubic) have the same or similar rewards set ups but I have been SO grateful for my Gap credit card!

THE DEALS
First, you get some BIG discounts when you initially sign up for the card. (they vary on when you sign up)

Every Tuesday you get 10% off ANY Gap, Old Navy, or Banana Republic purchase. In store or online.
You also get a TON of GREAT coupons and special offers. I NEVER shop at these stores WITHOUT some kind of great coupon! And I honestly haven't EVER used the Tues 10% off deal because I ALWAYS can find something better than 10% off.

You also earn rewards VERY quickly. I get little money cards all the time, just for using my card on purchases I'd make anyway! I'm not sure how they reward you, but who cares if I'm earning them left and right?!?

Once you spend $800 on Gap, Old Navy, or Banana Republic purchases in a calendar year you get upgraded to Silver Status which gives you lifetime free shipping online (I haven't reached this step yet)

WHAT I DO
ALL the time they send out these little cards saying that if you use your Gap card for 4 purchases OTHER than their retail stores in a given month that you'll earn a $20 Money Card. Um, that's FREE money! When I get these notices I use my Gap Card for 4 purchases during the time frame of the offer but on 4 things I'd normally buy anyway. I ALWAYS pay any cards off at the end of the month so I don't get SLAMMED with the interest but it's an EASY way to earn FREE MONEY!!!

THE CATCH
The money cards DO expire and sometimes they expire pretty quickly so make sure to read them on the back when you get them and use them prior to the experation date! I've had it happen once or twice where I went to use one and couldn't :(

DEALS I'VE GOTTEN
In the short time I've owned this card (since May of 2008) I've earned more than $250 worth of FREE money cards. I earned most of them through the 4-purchases-outside-of-Gap deal (they have that deal ALL the time) and it's been wonderful!

The money cards CAN be combined AND can be used ONLINE OR at GAP OUTLET! AND I've had them also let me use coupons WITH them (I ALWAYS do the online customer survey for a 15% off coupon!) Who doesn't LOVE Gap stuff??? You can use them in any department but duh, I use them for ME ME ME!

This past week I had $80 worth of them and by shopping smart at Gap outlet (only buying things on clearance or on discount) I was able to get: 2 pairs of pants, a tank top, a short sleeve shirt, a cute pair of shoes, and 2 sweaters!!!

Anyone else have this card??? Or another store credit card that has awesome perks? Please share!!!

$292.00 worth of clothes for FREE and more to come!

This was the deal that got me to start this blog! I HAD to share with others my great find. I've done it two years in a row now and plan to keep doing it in the future.

THE DEAL
If you have a credit card from either New York and Company or Victoria's Secret then I know you can sign up through them for this deal. I also just went to the company website (www.mylifestyleperks.com) and see on the home page that they offer the same deal through their direct site!

You sign up for the 30 day trial. It costs $0.99 and if you cancel within the 30 days they actually refund that $0.99 to you!!! If you forget to cancel they will charge you the $49.99 yearly fee but if you cancel within 30 days of that they will refund you the $49.99! SO you actually have about 60 days to take advantage of the deal! They are VERY nice about canceling and it's a super easy process!

WHAT YOU DO
When you sign up for it you need to keep ALL your receipts. Especially ones for gas, shipping costs for online shopping, and all others. They are only good to use from the date you sign up so be sure to keep them all! Once you get your membership info in the mail you can login to the website and print off coupon vouchers to mail in with your receipts. And yes, if you print off shipping receipts from online they DO work!

They have three categories and you earn gift cards in each:

1. online shipping costs
2. other retail costs
3. gas costs

You have to have $40 worth of receipts in each category to earn a $40 gift card from that category.

HOW IT WORKED
Within the 30 day period (I signed up in December so I was doing a LOT of online shopping then) I sent in $40 (I sent in MORE just to make sure it all worked) worth of receipts in each category.I called them multiple times for a couple of weeks until they told me they received my receipts and then I canceled the membership! You can also fax them the receipts which will get it to them quicker so you can cancel quicker too.

When I did it in 2008 I signed up through my Victoria's Secret credit card and they sent me $120 worth of Visa gift cards which were great because we used them on groceries. When I did it again in 2009 with my New Yorks and Company credit card they sent me $120 worth of New York and Company gift cards! My husband liked the Visa one better but I enjoyed a shopping spree!!!

WHAT I GOT SO FAR
I am a coupon QUEEN when it comes to shopping and I had a coupon good for $60 off a $125 purchase so I made sure to spend RIGHT at $125. I got:
2 pair of jeans (during the buy one pair of pants get one free promotion)
3 clearance items (during the buy one clearance get two clearance items free promotion) which included a sweater, a tank top, and another top
2 tops (during a 2 for $25 promotion)
and 1 cardigan (on sale from $44 to $20)

I ONLY bought things that were either on sale or part of a promotion and what I bought would have equaled $292. With the promotions it came to $135. After the coupon it came to $84 and I used the gift cards so it was all FREE!

WHAT I HAVE LEFT
That still leaves me with $40 worth of gift cards left AND since I "spent" so much I earned 2 "citicash" cards which are $15 off a $30 purchase each so I basically didn't just get free clothes, I EARNED "money" too!

 Who WOULDN'T want to do this deal?!?!?
~Please let me know if anyone tries this out and how it works for you!!!!~